It appears that the Loch Ness monster got itself lost quite far away from home. This is not Scotland, and the body of water is not Loch Ness. This is Lake Erie at the mouth of the Eighteen Mile Creek. Look at this
Wikipedia article and the provided picture of how a Cryptid looks and I am pretty sure you will agree that this was indeed a visit from the one and only!
This was a remarkable morning on the lakefront. Pockets of dense fog dispersed randomly around alternating with small pockets of areas with clear visibility. I truly enjoyed how this blanket of whiteness greatly simplified the landscape down to just the essential elements. Nature's wonderful game ...